Remember, these programs only provide for wage replacement and do not protect your job. Thus, you must make sure to talk to your employer about your leave and fill out any of its paperwork in addition to filing for Temporary Disability and Family Leave Insurance. Both Temporary Disability and Family Leave Insurance provide you with two-thirds of your average weekly wages in your base year, up to a cap set at the beginning of each calendar year. Starting July 1, , employees will receive a higher wage replacement.
You will receive this card in the mail in a plain, unmarked envelope before your claim is approved and funds are applied to the card. For continuous leave, payments are usually issued every two weeks after the initial payment, with a one-week lag for processing time.
Payment may be more or less than a one-week period. Applications are processed in the order they are received. Thus, you should expect to wait a few weeks before receiving payment Additionally, if there are any issues with your application, there could be a delay in processing your application and receiving benefits.
FICA and Medicare deductions are automatically withheld from your benefits. However, no federal income tax is withheld from your benefits unless you request a specific amount to be withheld weekly when you apply. However, as explained below, you may still have the right to collect Family Leave Insurance benefits and should talk to your employer and ask if they will allow you to take the time off.
If you need to take leave earlier or for it to last longer, make sure to tell your employer as soon as you can. However, you can always follow up with a text, email, or letter afterwards if you have the initial conversation in person. If you qualify for the leave described above, your employer will have to continue your health insurance during that time. Your employer is not required to pay you during the 12 weeks of bonding time.
If you qualify, you can collect up to 6 weeks of Family Leave Insurance benefits during the first year of the birth of your child. Currently, you will receive two-thirds of your average weekly wages in your base year, up to a cap set at the beginning of each calendar year. Learn more about how these cash benefits and job protections for parents work together here.
Both pregnancy and the postpartum period often come with physical limitations for expectant and new mothers. Equal Employment Opportunity Commission. We will automatically send you the paperwork and information you need to seamlessly transition from postpartum Temporary Disability Insurance benefits to Family Leave Insurance benefits.
Apply for Temporary Disability Insurance benefits only when you have stopped working and your doctor certifies that you are unable to work due to your pregnancy. You can apply for Temporary Disability Insurance benefits online , in the mail, or by fax. Instructions are included on the application.
Read all the instructions carefully before completing the application. It is your responsibility to have all this information — including the medical provider part — submitted to us online, by mail, or by fax. When you complete your part online, you will get a unique Online Form ID number to give to your medical provider. They will use this number to submit their part to us online. You will be prompted to print out or save as a PDF file a page that has your unique Online Form ID number, along with instructions for your medical provider to follow.
If you do not have access to a printer when initially filing your application, you have a fourteen day window to return and print the instructions when a printer is available. You can do so by clicking Access claim documents at the top of this page. If planning ahead, you can start the online application process up to 60 days' in advance and it will be saved as a draft.
Once your leave begins, you must return to your draft within 14 days' of the start of your leave to certify and submit your application. If applying after your leave begins, you have 30 days' from your first day of leave to file your application. In order to have a valid claim for Temporary Disability Insurance, you need to have paid into the program through your employment and meet minimum gross earnings requirements listed below.
Temporary Disability Insurance is available to most New Jersey workers. If your employer is covered for Temporary Disability Insurance, they are required to set up payroll contributions for you. If you believe you are covered under the program but payroll contributions have not been made, you are still encouraged to apply as it may have been an error.
If you became unemployed recently and have a need for Temporary Disability Insurance, you still may be eligible for benefits and we encourage you to apply. In that case, we will forward your application to our Disability During Unemployment section. Your employer is required to report your wages to the state after each calendar quarter.
When your claim is under review, we consider the earnings reported for the 5 completed quarters prior to the week your leave began. The first 4 quarters of that time frame is called the base year. Your regular base year period consists of 52 weeks and is determined by the date you apply for Temporary Disability Insurance benefits, as outlined in the chart below:.
The wages earned during your base year will determine the amount of weekly benefits you may receive, and the maximum amount of benefits you can claim. For workers who don't qualify with a standard base year, we have other ways of calculating a base year.
Click here for more information on these alternate base years. First, we calculate your average weekly wage.
We do this by dividing your base year earnings by the number of base weeks. Now, we can determine your weekly benefit rate. To see how much she would receive weekly on Temporary Disability Insurance, we look at her reported wages for the first four of the last five completed quarters:. Quarters 1 through 4 are the regular base year and the timeframe used to calculate her benefits.
Benefits are usually payable up to four weeks before the expected date of delivery, and up to six weeks after you give birth or up to eight weeks after a Caesarean delivery. If your doctor certifies that complications exist more than four weeks before your expected delivery date or longer than eight weeks after the birth, benefits may be payable for a longer period.
Applications are processed in the order they are received. Payment of benefits will be delayed if your application is incomplete or contains missing or conflicting information. You also must have your healthcare provider submit their information as soon as possible to have your application processed and any benefits paid promptly. We start paying Temporary Disability benefits on the eighth consecutive day of your leave, due to a seven-day period called the waiting week.
Benefits are issued on a debit card sent to you directly by Bank of America. You will receive this card in the mail in a plain, unmarked envelope before your claim is approved and funds are applied to the card.
Payments are usually issued every two weeks after the initial payment, with a one-week lag for processing time. Once a payment is posted, funds should be available on your debit card within two business days of the payment date. FICA and Medicare deductions are automatically withheld from your benefits. However, no federal income tax is withheld from your benefits unless you request a specific amount to be withheld weekly when you apply.
The Temporary Disability Benefits Law does not specify how far in advance you must notify your employer for medical leave, as many disabilities including complications during pregnancy are unforeseeable circumstances. However, we encourage you to keep your employer informed whether your leave for medical reasons is scheduled in advance or not. Having an open discussion with your employer about your need for leave will allow them to prepare for your absence and make adjustments to work schedules, if necessary.
Employers must treat pregnant women the same as women who are not pregnant. The law also requires employers to provide reasonable assistance and accommodations. This may include offering additional bathroom breaks or help with a job that involves manual labor.
In New Jersey, the maternity leave laws do not allow employees to collect unemployment benefits while on leave. While an employee is on leave, the employer is required to keep the employee's health benefits current as though they were actively doing their job in the workplace.
The insurance provides partial pay for up to six weeks for the employee to be at home with the newborn or a newly adopted child. Family Leave Insurance is funded by New Jersey employees who make over a certain amount from their employer. Each paycheck for all New Jersey employees has a small deduction withheld. Failure to apply within this timeframe could impact your benefits.
FLI is financed through payroll deductions—specifically, 0. Check out the website at: myleavebenefits. Skip to main content.
Follow us email facebook twitter pinterest instagram youTube rss. We've researched everything expectant parents need to know. How do they work? Do I still receive my benefits while I'm out? When did it go into effect? If I've already given birth, am I entitled to any of it? How is this paid for?
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